Create new initiatives pay with your smartphone as possible and ensure that you no longer need a thick wallet stuffed

Create new initiatives pay with your smartphone as possible and ensure that you no longer need a thick wallet stuffed. Satisfy your presence also accounts easier with mobile devices. These 15 tips you pay now smarter with your smartphone!

1 iDEAL
Owners of an iPhone or Android device do well to the new iDEAL app to install. With this, run very smoothly namely a payment by scanning a QR code. That brings numerous possibilities along with it. Do you have for example no cash in the house for a collector for charity? Scan the QR code on the collection box and enter the PIN of your bank app to make the payment in order. In this way, for example, you also pay bills from participating restaurants, delivery services and internet shops. Read also: How does contactless payments?

apple pay
The Apple Pay payment method is missing in this list, since this service is not yet available in the Netherlands. In including the United States and Britain's contactless payment using this technology already widely available, so the risk seems real that you run everywhere can pay with your iPhone in our country. The US multinational has this unfortunately not disclosed.

2 TWYP
Circulates regular cash inside your family or friends? Consider having an account with the mobile app TWYP take. Via iDEAL or credit card you deposit funds in a personal account. If you want to pay someone, you just have to select the phone number of the person. The amount is then immediately credited to his or her TWYP account. A big plus of this method is that you no longer need cash to exchange or have to share long IBAN account. Furthermore you right smack here with friends via the integrated chat client.

3 Bunq
As TWYP also runs the mobile app Bunq the exchange of money between friends and relatives. You used to deposit again the phone numbers from your contact list. An important difference is that TWYP Bunq has an official license from the Dutch Central Bank and therefore can provide debit cards. Furthermore, the app offers useful extras to share honest restaurant bills example and make pots for specific expenditures. You also sends payment requests to friends via chat and discuss further details. Since Bunq is an official bank, you will be assigned an IBAN account after registration. Lets you enter payments directly from.

4 ING and QR codes
The mobile ING app recently received a smart addition, namely pay via QR code. Do you get any money from anyone? Generate the ING app, a QR code in which the IBAN account number and amount are processed. The person in question need to scan the QR code only with a smartphone or tablet to make the payment in order. To create the QR code you navigate within the app to ING Payment Request . Fill in the correct amount and confirm with Create QR Code .

5 Hands-free banking
We stay here at ING app, because this allows you hands-free banking. From the main menu to vote to open the assistant Inge. Then press the microphone to make a payment using speech. Inge suggests specific questions about entering the correct amount and IBAN. This method is especially useful for those who find it easier to leave an account than typing on a touchscreen.

6 Touch ID
Instead of a five-digit PIN you just as easily log in using your fingerprint at ING app. One condition is that you at least have an iPhone 5s, iPad Air 2 have 3 or iPad mini. Navigate to the unit to Settings / Touch ID and password , if necessary, add a fingerprint to the iOS device. Within ING app, choose from the main menu for settings , and then you select Fingerprint triggers.

7 Giro Scanner
Anno 2016 there sometimes is a giro on the doormat. Very old fashioned, of course, but fortunately do customers of ABN AMRO, Rabobank and SNS data not enter manually. Instead, you scan through the camera of a smartphone or tablet the white strip at the bottom of the giro. When ABN AMRO app as an example, tap in the section Transfer the icon with the camera on. The exact amount, account number and payment reference then appear. Check the data and make the payment in order.

8 MyOrder
MyOrder be described best as a mobile payment app that is charging small amounts. A big advantage is that this avoids waiting times. For example is a bar connected to a terrace MyOrder, order your drinks directly from your smartphone. When connected gas stations pay after refueling directly with your smartphone, so you will not have to stand for pins in the row. You can also include parking fees, cinema tickets and restaurant bills checkout. This app accepts various payment methods such as iDEAL, PayPal and credit card.

9 ING Mobile Payments

The app ING Mobile Payment is automatically active in contactless payments.
With a modern debit card nowadays pay contactless small amounts. ING makes this technology with the Android app ING Mobile Payments also available for smartphones. It has previously been a requirement that the device has a built-in NFC chip to enable wireless data transfer. When you hold the smartphone to the terminal, you will automatically calculate amounts up to 25 euros. Is it a higher amount with a maximum of 50 euros, you fill in the application the correct PIN. Rabobank Rabo Wallet introduced a similar Android app.

10 Daalder
With Daalder , you will have basically an electronic wallet on your smartphone. After installing the app you fill with digital wallet euros (iDEAL) and look at where you can spend the money in the area. Stores that currently support Daalder are mainly in the Randstad. Think of cafes and coffee shops. Furthermore, do a remarkable number of schools participating in this initiative. Daalder, the app generates a QR code to trim the payment at checkout. In addition, the app can also use to transfer money to friends or family.

11 CUT
For certain events, you can only eat and drink purchased from a specific payment. Think music festivals, sports competitions and exhibitions, as well as sports clubs and schools are increasingly working with a separate debit card. Thanks to the mobile app CUT is upgrading a piece of cake and you do not have to stand in a queue for this. After installing the app, you first scan the FLASH code (QR) or enter you manually number. Then select the desired amount to top up the balance. This app is under more useful in football matches of first division clubs like FC Utrecht, NEC and Heracles Almelo.

12 ArenA Catering
Anyone who has been in the Amsterdam ArenA will recognize the long lines for the various catering stands. The app ArenA Catering give the order from your stadium seat from where you immediately settles the payment. You get bring the food and drink afterwards at your nearest collection point or leave it even to your seat. Thanks to your smartphone, you now do not need to miss a football match or concert.

13 PayPal
The main advantage of PayPal as a payment method is that you only need an email address to transfer money. That way you exchange money easily with friends and family without the use of long IBAN account. Open from the mobile app from your PayPal account instantly, which you link an existing credit card or bank account. From the mobile app you now rule all payments and send payment requests to people you still have money to good. You also use PayPal to place orders at various retailers in the area.

14 ParkMobile
Paid parking is in traditional form quite a few disadvantages. You've always include cash or a debit card required at a parking meter. ParkMobile works a lot better. Once you have created an account with the registration of your car, you leave the parking walk the timer on this app. Upon return put your stop time again. You take that way so never too much parking time on. Meanwhile, more than 160 Dutch and Belgian cities joined ParkMobile, so use it to your advantage! The payment through debit or credit card.

15 Yellow Brick
Yellow Brick is an alternative to ParkMobile. In short, calculating parking fees with your smartphone and pay only for the actual parking time. A big plus is that Yellow Brick also works with all car parks of Q-Park. In addition, more than 140 Dutch towns joined this initiative. With a timer you catch the parking, then you associated costs naturally appear on your invoice. Payment is monthly by direct debit. The cost for a Yellow Brick account amounts once ten euros.